Finance | North Side Autos Ltd
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Approved by the Financial Conduct Authority (FCA), we at Morgan Cars strive to get you the best package with competitive and flexible finance options available. Working with companies such as Mann Island to determine the most appropriate deal for you.
Whether you have an exemplary credit history, have never had finance in the past or maybe have had difficulty getting credit, we will try our best to secure the optimum deal for you.
If you wish to apply for finance yourself, why not take advantage of our quick and easy finance calculators? Simply select the car you would like to finance from our stock list, then adjust the deposit amount and term to obtain a breakdown of the fixed monthly payments.
This is only a proposal at this stage, however we will be in touch with you to discuss your next move as soon as possible.
HP (Hire Purchase)
Hire Purchase is the most straightforward type of finance package available. HP allows you to spread the cost with fixed payments while providing you with full control over the deposit and length of the contract. The Hire Purchase agreement will enable you to create a package to suit your finance situation until the end of the term when the car is then yours.
PCP (Personal Contract Purchase)
With lower monthly repayments than Hire Purchase, PCP involves calculating a fixed value for the car based on your annual mileage and length of the agreement. PCP gives you the option to either pay the fixed value and keep the vehicle (balloon payment) or to return the car to the finance company.